Definition: Who is health insurance? Definition: Insurance that covers medical care for individuals or families, often in exchange for an ongoing payment from employers, the government, or a third-party provider. Health insurance generally pays for costs incurred by patients for their treatments and can also cover prescription drugs and other expenses related to healthcare. This type of insurance is intended to help people maintain healthy lifestyles and prevent costly illnesses or injuries. It's usually provided by a group health plan that covers employees' employers, the government, or third-party providers like doctors, pharmacies, and hospitals. The primary purpose of this kind of insurance is to offer peace of mind for individuals who are at risk for illness or injury.
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